FHA Loan Calculator

FHA loans require just 3.5% down, and are ultra-lenient on credit scores and employment history compared to other loan types. The first step to seeing if FHA can make you a homeowner is to run the numbers with this FHA mortgage calculator.

Upfront MIP (1.75%): $4,222
Monthly MIP Rate: 0.85%
Total Loan Amount: $245,472

*The amount shown may be different from your actual payment. Please get a loan estimate to confirm the payment, loan amount, and interest rate.

Payment Breakdown

  • Principal and Interest $1,043
  • FHA Mortgage Insurance $174
  • Property Tax $154
  • Homeowners Insurance $50
  • HOA/Other $0

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